Recent changes in regulation have opened up exciting new opportunities for businesses to lower their health insurance costs through association health plans (AHPs). However, most businesses and sole proprietors are unfamiliar with this type of medical insurance. Consequently, Association Health Plans, Inc. assembled a team of leading health insurance authorities whose expertise enables businesses to launch their own AHPs. Aside from our information-rich articles on plan design considerations and regulation, our team can also be reached through our Contact Us page to help you determine if an AHP is right for you. In 2020, we will release our new Cloud Solutions Technology Platform to make the operation AHPs simpler and easier than ever before.
Product Architect/AHP Visionary
Kev Coleman has over 20 years experience in technology firms including nearly 15 years in healthcare technology. A passionate consumer advocate, Mr. Coleman has performed influential nonpartisan research on the American healthcare market. In 2015, LifeHealthPro named Mr. Coleman as one of the “The 20 Most Creative People in Insurance.” His data and research has been cited in top newspapers from the Wall Street Journal to Consumer Reports. Additionally, congressional discussions (both Democratic and Republican) of health reform have made use of his studies. After years of publishing research reports on American healthcare topics, Mr. Coleman recently published the book “Association Health Plans & The Future of American Health Insurance.” Mr. Coleman holds degrees from Eastern Nazarene College, Yale University, and Duke University and lives in the Nashville, Tennessee area.
Mark R. Kelsey
Carrier and Broker Relations
Mark Kelsey has over three decades experience in brokerage and association marketing for America’s top insurance carriers for medical, dental, and vision coverage. Mark was the founding executive of HealthInsurance.com and serves as CEO of Kelsey National Corporation and DentalInsurance.com, the largest online marketplace of dental health plans. He holds a B.A. in economics from the University of California at Berkeley and an MBA from Harvard University. Mr. Kelsey has also held various officer positions, including President, and board membership with PIMA, the leading association for the $60 billion affinity marketplace.
Bruce Telkamp is a longtime leader in transforming how consumers and small businesses shop for and use their healthcare benefits. Previously Mr. Telkamp was CEO of HealthPocket, Inc. and AgileHealthInsurance.com, both companies Mr. Telkamp founded and successfully merged into Health Insurance Innovations, Inc. (NASDAQ: HIIQ). From 2000 to 2012, Mr. Telkamp served as executive vice president at eHealth, Inc. (NASDAQ: EHTH), overseeing all business, operations and marketing functions. Mr. Telkamp was also the visionary behind the launch of eHealth’s highly successful private Medicare exchange in 2010, which is the core of eHealth’s business today. Before that Mr. Telkamp was a senior executive with MetaCreations, Inc. and an attorney with Wilson Sonsini Goodrich & Rosati. Mr. Telkamp has a law degree from the University of California, Hastings and a bachelor’s of arts degree in economics from the University of California, Los Angeles. Mr. Telkamp is a licensed broker and recognized authority on U.S. health insurance markets and trends.
Executives and Advisors
Christopher E. Condeluci
Christopher E. Condeluci is principal of CC Law & Policy. Prior to forming CC Law & Policy, Chris served as Tax and Benefits Counsel to the U.S. Senate Finance Committee. During his time in Congress, Chris participated in the development of portions of the ACA, including the Exchanges, the State insurance market reforms, and all of the taxes enacted under the law. Based on his experience as an employee benefits attorney, Chris possesses a unique level of expertise on matters relating to association health plans, tax law, ERISA, and the ACA. Chris currently serves as the Director of the Coalition to Protect and Promote Association Health Plans (“AHPs”). This Coalition is made up of member-based organizations interested in establishing an AHP, companies that provide services to organizations sponsoring an AHP, and insurance carriers that have an AHP line of business. The purpose of the Coalition is to advocate for statutory and regulatory clarity for fully-insured and self-insured Pathway #1 and Pathway #2 AHPs. The Coalition is dedicated to developing “best practices” and other operating principles to ensure that the AHP marketplace evolves into a viable marketplace free of fraudulent activity. As a consultant and employee benefits attorney, Chris provides legal services to organizations interested in setting up an AHP.
Randy Herman is a longtime member of the American Academy of Actuaries and a Fellow of the Society of Actuaries. Mr. Herman previously served as CEO of DestinationRx, the developer of the Medicare Advantage/Medicare Part D drug plan comparison engine and online enrollment system that has been featured in Medicare.gov (Centers for Medicare & Medicaid Services) since 2004. This technology platform has been used by tens of millions of seniors to choose, buy, and enroll online in Medicare insurance plans. Mr. Herman is also the cofounder and CEO of Deft Research, a highly respected health insurance research firm producing annual surveys covering multiple health insurance product lines and purchaser populations.
Nayri Horvat has over 20 years of experience managing third party administrators (TPAs) across the country. Mrs. Horvat has been with Kelsey National Corporation for 15 years and has served as Chief Operating Officer since 2015. She directs the financial and key operational aspects of the company’s business, including technology development, project management, and website operations. During her tenure at Kelsey, Mrs. Horvat and her team have successfully implemented projects for several Fortune 500 partners. Nayri has her Bachelor of Arts degree in Psychology from the University of California, Los Angeles.
Finance and Human Resources Advisor
Mr. Jennings served as the senior vice president, finance, and principal accounting officer of eHealth, Inc. from October 2016 through November 2018. its vice president of finance from October 2005 to October 2016, and its director of finance and corporate controller from March 2001 to October 2005. Prior to joining eHealth, Mr. Jennings spent five years at MetaCreations Corporation, serving in various positions, including corporate controller. Mr. Jennings also spent six years at Ernst & Young LLP. Mr. Jennings holds a B.A. degree in Economics/Accounting from Claremont McKenna College and is a certified public accountant (inactive) in the state of California.
Sales and Customer Care Advisor
Gary Matalucci has twenty-five years leadership experience spanning individual & family, small business, short-term, dental & vision, and Medicare insurance as well as financial services and investments. Mr. Matalucci recently served as senior vice president of sales, operations, & customer experience at eHealth, Inc. leading all sales, service, operations, training, customer marketing, and retention activities from 2015 to 2017. Additionally, while at eHealth, Inc., Mr. Matalucci served as its vice president of customer care from 2007 to 2015 and director of sales from 2003 to 2007. Prior to joining eHealth, Mr. Matalucci spent 8 years in various leadership positions at TD Waterhouse most recently as sales director for the pacific northwest retail branch network. Mr. Matalucci holds a B.A. degree in International Studies from Miami University (Ohio).
Mark Mucchetti is a technology leader specializing in strategy, architecture, and engineering management in a variety of industries including healthcare, finance, and consumer goods. He served as chief architect at DRX and the SaaS division of Connecture from 2011 to 2017. In these roles he designed and implemented large-scale projects for major health insurance carriers, pharmacy chains, benefit managers, and the Centers for Medicare & Medicaid Services. He led the program that powered the back-end systems for the CMS Medicare Part D Plan Finder. Starting in 2017, Mr. Mucchetti headed technology at Beautycounter, developing a robust technology program and creating a high-performance, high-retention engineering organization. He speaks on topics related to cloud computing and data design in the Los Angeles area. Mr. Mucchetti holds a B.A. in computer science from New York University.
UX and Product Management
Shawn Patrick has over twenty years experience in design, marketing, website development and product management. He oversaw the development and deployment of HealthInsurance.com and DentalInsurance.com, working with multiple Carriers and programming teams to create intuitive customer portals for a myriad of insurance related products. His focus on front end usability and back-end integration strategies have helped launch fluid websites that meet the ever changing needs of this marketplace both from the customer side and the administrative side.
Business Development Executive
Avery Smith has 15 years of experience in business development with the leading commercial health insurance companies of the United States. Avery is the President of Kelsey National Corporation, a marketer of insurance related products. He has been with Kelsey National since 2004 in a variety of roles and was promoted to President in 2014. Avery has a proven track record of building new partnerships through his two decades of industry experience. He is a proud alum of the University of California, Irvine and is a member of Young Presidents Association.